body 
{
background-image: url(bkgnd.jpg);
color:#000;
background-color: #ffffff;
background-repeat: repeat-y;
text-align: left;
font-family: arial, verdana, helvetica, sans-serif;
font-size: 11pt;
font-weight: normal;
}


a:hover 
{
color: #000000;
background-color:inherit;
}


h1 
{
color: #005cba;
font-size: 18pt;
font-weight: bold;
background-color:inherit;
}


h2 
{
color: #ff0000;
font-size: 18pt;
font-weight: bold;
background-color:inherit;
}

 	     	 							/* CHANGE COLOR HERE */
h3 
{
color: #005cba;
font-size: 14pt;
font-weight: bold;
background-color:inherit;
}


h4 
{
color: #ff0000;
font-size: 14pt;
font-weight: bold;
background-color:inherit;
}


h5 
{
color: #000000;
font-size: 12pt;
font-weight: bold;
background-color:inherit;
}


h6 
{
color: #ff0000;
font-size: 12pt;
font-weight: bold;
background-color:inherit;
}


p 
{
color: #000000;
font-size: 11pt;
font-weight: normal;
background-color:inherit;
}


ul, li
{
font-family: arial, verdana, helvetica, sans-serif;
font-size: 11pt;
font-weight: normal;
}


/* Shortcut CLASS Selectors
span.small - makes extra small text for footer
span.bigcap - makes the first letter 1.5x size 
span.spanbold - use to insert bold std color text
span.spanred - use to insert bold red text
paraindent - indents entire paragraph
textindent - indents line 1 of paragraph
textcenter - centers an element
textright - right aligns an element
nobullets - makes a UL without bullets
*/

													
span.small
{
color: #000000;
font-size: 7pt;
font-weight: normal;
background-color:inherit;
}

									/* CHANGE COLOR HERE */
span.bigcap
{
color: #005cba;
font-size: 150%;
font-weight: bold;
background-color:inherit;
}

									/* CHANGE COLOR HERE */
span.spanbold
{
color: #005cba;
font-size: 11pt;
font-weight: bold;
background-color:inherit;
}


span.spanred
{
color: #ff0000;
font-size: 11pt;
font-weight: bold;
background-color:inherit;
}


.paraindent 
{
margin-left: 20px;
}
/* This code <p class="paraindent"> indents the entire paragraph 20 pixels */


.nav {
background-image: url('smpic.jpg');
background-repeat: no-repeat;
}
/* use TD class="nav" to place smpic.jpg as background in a single TD */


.textindent 
{
text-indent: 15px;
}
/* This code <p class="textindent"> indents the first line only, and 15 pixels */


.textcenter 
{
text-align: center;
}


.textright 
{
text-align: right;
}
/* This code <p class="textright"> for right aligned text */


.nobullets
{ 
list-style-type: none;
}
/* This code <li class="nobullets"> creates an indented list using UL without any bullets */

									/* CHANGE COLOR HERE */
hr {
border: 0;
color: #005cba;
background-color:inherit;
height: 1px;
width: 100%;
text-align: left;
}